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​With a Level 4 BBBEE and founded in 1997, FMS provides a wide range of “life-coping” services to the employees of various companies when they are faced with challenges such as illness, funerals and legal disputes. These services are sold through a range of insurance policies, which cover seven major areas that touch people’s lives: home, funeral, legal, health, Aids, trauma, emergency and lifestyle. The policies are comprehensive, and are designed not just to cover the expenses involved, but also to provide critical assistance and advice. For example, the funeral policy also covers catering, the hiring of vehicles and, where necessary, advice on how to interpret the deceased’s will.​

FMS’s product range has evolved beyond emergency services to include assistance on the day-to-day hassles of life—from plumbing and roadside assistance to career guidance and special deals on travel and leisure.

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